jueves, 25 de noviembre de 2010

Credit cards

Credit cards are tools that help us?
Credit cards we create more debt?
For that we use credit cards?
It is necessary that each of us have one?

Credit cards now used in all known banks which offer us money immediately, but with an interest, each varies and also varies according to time of collection.

The misuse of the cards, can lead us in a situation where you could not pay the bills, leading a poor record in the bureau of credit, which in future may not give us credit. Credit cards are only tools that can assist in emergencies, or even if they are people who plan their spending, too, since fewer days a delay in paying, the fee is less and then you can say that we came cash price. We note that each bank offers diversity of commissions, it is advisable to find cards where no annual charge us, because if they charge interest, then cash annuities and hurts. Also, another factor to consider is to check the interest charged us, and see if they can afford before we charge fees, there cards that we provide this facility so that we can afford before. Example: we make a purchase of 1.000 with a credit card, our credit card charges an interest of 5%, which if paid by the month, respecting the spot price is then we can say that we would be doing a good use our credit card. Currently in our country, many banks offer these, including the most popular are: Banamex, Bancomer, Santander.

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